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Faster underwriting from bank statements
Turn applicant bank statements into structured data for income and affordability checks. Reconciled, fast, and ready for your underwriting spreadsheets.
Last updated
Quick answer
Underwriters need deposits, recurring obligations and balance trends — not PDFs. Convert applicant statements into reconciled spreadsheets in seconds and spend your time on the decision, not on data entry.
The usual problems
- Manual review of months of statements per application
- Inconsistent layouts across banks
- Spotting income patterns and NSF events
- Detecting edited or incomplete statements
What changes
- Structured deposits and withdrawals per month
- Balance checks that expose missing pages or altered figures
- Excel output for affordability models
- Consistent format across every bank
Integrity signals
A genuine statement reconciles: opening balance plus transactions equals closing balance, and every running balance follows from the previous one. Altered statements often break one of those checks. A failed reconciliation isn't proof of fraud, but it tells you which statements deserve a closer look.
Frequently asked questions
Do you provide credit decisions or scores?
No. We convert and verify statement data; lending decisions remain with you and your policies.
Convert your first statement in under a minute
20 free pages every month. No credit card. Every export format included.